Insights & Guides
Expert advice on navigating your financial settlement, understanding the law, and moving forward with confidence.
Read the full Form E divorce guidance →Form E section-by-section
Work through the Form E cluster in order
Use the main guide as the map, then open the exact section you are working on. Each guide links back into the Form E flow when you are ready to start.
Form E divorce guidance
Start with the full pillar guide before using the section deep dives.
Open guide →Documents checklist
Gather the evidence before you start typing figures into Form E.
Open guide →Part 1: General information
Relationship, children, health, accommodation and dependants.
Open guide →Part 2: Financial details
Assets, debts, property, investments, businesses and pensions.
Open guide →Bank statements
Which accounts to include and how many months to provide.
Open guide →Pensions and CETVs
How to disclose pensions and avoid the common valuation mistake.
Open guide →Income section
Salary, bonuses, self-employment, dividends, benefits and rental income.
Open guide →Liabilities and debts
Loans, credit cards, tax debts, family loans and disputed liabilities.
Open guide →Budget and income needs
Monthly outgoings, children costs, future housing and annual costs.
Open guide →Other information
Financial context without turning Form E into relationship history.
Open guide →Orders sought
Property, lump sums, pensions, maintenance, clean break and documents.
Open guide →Latest Articles
Form E Template Download: Official PDF, Word Version and How to Use It
Download the official Form E PDF free from GOV.UK, confirm the current version, learn whether a Word template exists, and complete the financial statement without losing work or missing attachments.
Read more →Form E Help: How to Fill It In, Online Options and Costs
Practical Form E divorce guidance for England and Wales. Compare free, online and solicitor help, understand the costs, and follow a clear route through the financial disclosure form.
Read more →Form E Example: Completed Sample Answers, Section by Section
See a realistic fictional Form E example with completed sample answers for property, accounts, pensions, income, needs, supporting documents and the final consistency checks.
Read more →Form E Other Information: What to Write in the Final Context Section
How to complete the other information section of Form E without turning it into relationship history: standard of living, contributions, conduct, changes and financial context.
Read more →Form E Budget and Income Needs: How to Complete the Monthly Outgoings Section
How to complete the Form E budget and income needs section, including monthly outgoings, children costs, annual costs, future changes and evidence.
Read more →Form E Liabilities and Debts: What to Include and How to Explain Them
How to disclose debts and liabilities on Form E, including credit cards, loans, overdrafts, tax debts, family loans, disputed debts and supporting evidence.
Read more →Form E Income Section: Employment, Self-Employment and Benefits
How to complete the income section of Form E, including salary, bonuses, self-employment, dividends, benefits, rental income and evidence to attach.
Read more →Form E Pensions Section: How to Disclose Pensions and CETVs
How to complete the pensions part of Form E, including CETVs, defined contribution and defined benefit pensions, old pensions, missing valuations and common mistakes.
Read more →Form E Bank Statements: What to Provide and How Far Back
A practical guide to bank statements for Form E: which accounts to include, how many months to provide, joint and closed accounts, missing statements and common mistakes.
Read more →How to Fill In Part 2 of Form E: Financial Details
A practical guide to Part 2 of Form E: property, bank accounts, savings, investments, debts, businesses, pensions and the evidence needed for each figure.
Read more →Form E Orders Sought: What to Ask For and How to Word It Clearly
A practical guide to the orders sought part of Form E: property adjustment, lump sums, clean break, maintenance, pension sharing and document schedule checks.
Read more →How to Fill In Part 1 of Form E: The General Information Section, Field by Field (UK 2026)
Part 1 of Form E looks like simple admin — but the answers here quietly frame every financial section that follows. This is a calm, field-by-field walkthrough of the General Information section, with sample wording, common mistakes, and the smart order to complete it in. England and Wales, updated for 2026.
Read more →Date of Separation on Form E: How to Decide, Prove It, and Why It Matters (UK)
The date of separation on Form E quietly shapes pensions, asset arguments, and how the court sees your marriage. Here is how to pick the right date, what to do if you and your ex disagree, and how to prove it — in plain English, for England and Wales.
Read more →What Happens After Form E Is Exchanged? Questionnaires, FDA and FDR
A plain-English guide to what happens after Form E is exchanged in England and Wales: questionnaires, Form G, the First Appointment, directions, FDR and settlement next steps.
Read more →Can I Complete Form E Myself Without a Solicitor?
Yes, many people complete Form E themselves. Learn when DIY is realistic, when to get legal advice, and how to approach the process calmly without paying for full solicitor support.
Read more →Form E Documents Checklist: What to Attach to Form E in 2026
A detailed Form E documents checklist for England and Wales, including bank statements, property valuations, pension CETVs, income evidence, business records, missing documents, and what not to over-attach.
Read more →Pensions in Divorce: Why You Need a CETV (Not Just a Statement)
Don't use your annual pension statement for divorce. Learn why you need a Cash Equivalent Transfer Value (CETV) for Form E and exactly how to request it.
Read more →House Valuation for Divorce: How to Calculate Equity for Form E
Stop arguing about the asking price. Learn how to calculate the true "Net Equity" of your family home for divorce settlements, including Single Joint Experts and mortgage redemption costs.
Read more →The Divorce Financial Snapshot: What Goes Into the "Matrimonial Pot"?
Before you can split assets, you must value them. A practical checklist of what to gather for a UK divorce financial snapshot — from house equity to pension CETVs.
Read more →Divorce Settlement Calculator UK: How to Calculate Your Split (The 3-Step Formula)
Calculate your divorce settlement split instantly. We explain the official 3-step legal formula: valuing the 'Matrimonial Pot,' applying the 50/50 sharing principle, and adjusting for 'Needs'. Stop guessing and start modeling your financial future.
Read more →Why your Form E will be rejected: The "Additional State Pension" rule
Did you know your Form E can be rejected if you only attach a standard State Pension forecast? The court requires a specific valuation of your "Additional State Pension" (SERPS). Learn which document you actually need (Form BR19/BR20) and how to get it.
Read more →Self-Employed? Don't make this £100k mistake in Section 2.11 of Form E
Are you a freelancer or contractor? If you list your annual turnover as your business value on Form E, you could accidentally give away thousands in your settlement. Learn why "Turnover" is not "Value" and how to calculate the correct figure.
Read more →Form E Income Needs: What is a "reasonable" monthly amount for groceries?
Right now, you share costs with your ex. You haven't paid a solo water bill in 15 years. How are you supposed to know what "reasonable" looks like for a single-person household? What if you guess too low and end up struggling to pay your bills? What if you estimate too high and the judge thinks you're being greedy or dishonest? You're staring at an empty table, paralysed by the fear of getting it wrong. Let's fix that.
Read more →Can I list money owed to my parents on Form E? (The 'Soft Loan' Trap)
Borrowed money from the 'Bank of Mum and Dad'? Be careful. If you list it as a debt on Form E without a contract, the court may treat it as a gift. Here is how to distinguish a "Hard Debt" from a "Soft Debt" before you file.
Read more →Move from reading to action
Use the calculators to frame the numbers, then start your Form E when you are ready.