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Why your Form E will be rejected: The "Additional State Pension" rule
Did you know your Form E can be rejected if you only attach a standard State Pension forecast? The court requires a specific valuation of your "Additional State Pension" (SERPS). Learn which document you actually need (Form BR19/BR20) and how to get it.
Read more →Self-Employed? Don't make this £100k mistake in Section 2.11 of Form E
Are you a freelancer or contractor? If you list your annual turnover as your business value on Form E, you could accidentally give away thousands in your settlement. Learn why "Turnover" is not "Value" and how to calculate the correct figure.
Read more →Form E Income Needs: What is a "reasonable" monthly amount for groceries?
Right now, you share costs with your ex. You haven't paid a solo water bill in 15 years. How are you supposed to know what "reasonable" looks like for a single-person household? What if you guess too low and end up struggling to pay your bills? What if you estimate too high and the judge thinks you're being greedy or dishonest? You're staring at an empty table, paralysed by the fear of getting it wrong. Let's fix that.
Read more →Can I list money owed to my parents on Form E? (The 'Soft Loan' Trap)
Borrowed money from the 'Bank of Mum and Dad'? Be careful. If you list it as a debt on Form E without a contract, the court may treat it as a gift. Here is how to distinguish a "Hard Debt" from a "Soft Debt" before you file.
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